Buyer
What is it? You want to buy a home, but you can’t get a home loan. So you’re stuck paying rent every month; money you’ll never see again. Maybe you have a credit problem caused by, divorce, recent job change, or a home you have to sell before you can buy. We help people purchase a home even when the bank says “no”. Our goal is to get you qualified for a home loan. You actually move into the home you’re buying and pay rent like a tenant until you can get the home loan. It works something like this.
First you give us some information about your situation. We verify the information to make sure there is nothing that would prevent you from participating in the process. If it looks like the problem you have is fixable, we enroll l you in the program, and immediately start working with you on the fix. At the same time, we work together to find a home you want to purchase. If everything looks good, you pay an option fee (which counts 100% towards your purchase) and the first month’s rent, and move into the home you are buying. Meanwhile you dedicate yourself to paying your rent and and other bills on time in full, while continuing to work on fixing the problem that brought you here in the first place. When you reach the point that you can get the home loan, you complete the purchase and say goodbye to renting. And, best of all you don’t have to move. You’re already home! And, we all live happily ever after. The end.
Now, how simple was that? I know, I know; details, details. Don’t worry. We guide you through the whole process from beginning to end. Every situation is different, but, if you’re serious about owning your home (and do what you have to do), you will. So, when are you going to get started? How about now?
Seller
So, you’re trying to sell your home. It won’t sell. It’s holding up your plans. Or worse, you already moved and you’re covering two house payments. What’s the problem? Not enough buyers out there to go around? At least you haven’t seen one. It turns out that there are a lot of folks that do want to buy, but they can’t get a loan. First the banks were too lax, and everybody got a loan. Now they’re so strict, fewer people can get financing. In many cases these would-be buyers have some little blemish on their record preventing them from qualifying, and they just need some time to repair that problem. This sounds promising. Now we have a home owner wanting to sell, and a buyer wanting to buy. So we blew the dust off an old strategy, added some improvements, and created a seller/buyer rescue program called ‘rent-to-own’. It’s not for everybody. Some sellers and buyers don’t qualify for our program, but for those that do qualify, it gets the job done. It goes something like this.
You share information with us about the home and the status of any liens on it. If the information meets our requirements, we list your home at our low fixed fee, and begin marketing your home to pre-screened buyers as a rent-to-own possibility (while also looking for a regular buyer). When we find a buyer that you accept, they move in and pay rent, while they work on cleaning up that blemish, so that they can get that loan and complete the purchase with you. Keep in mind that this is not a tenant moving in to your home. It’s a buyer with a longer than usual settlement date, who covers your home expenses. It’s an unusual approach. That’s why you’re here, isn’t it; because conventional attempts aren’t working. Now, this is just an overview. I’m sure you have questions, so call us.
